Bank reconciliation is rarely difficult in principle — it's tedious in practice. Matching dozens or hundreds of bank statement lines against recorded transactions by eye, one at a time, is exactly the kind of task that eats an afternoon and is prone to small mistakes.
Where the time actually goes
The slow part isn't identifying an obvious match — it's the handful of ambiguous lines that need real attention, buried among dozens of straightforward ones that shouldn't need any manual review at all.
What CSV import actually changes
Importing a bank statement directly and matching it line by line against recorded transactions means the obvious matches get handled automatically, and staff time goes only to the lines that genuinely need a human decision. That's the difference between an afternoon and ten minutes.
Why this matters for multiple accounts
A firm running multiple bank and cash accounts needs this working consistently across all of them, not just a primary account. Rukn's bank reconciliation supports CSV import with line-by-line matching against recorded transactions, across as many bank and cash accounts as a firm actually uses.
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